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Posted: May 01, 2009

The CalPERS Home Loan Program Has Mortgage Loans With Special Mortgage Rates and Benefits.

Author: Chris Reese

The CalPERS Home Loan Program offers multiple loan programs ranging from conforming adjustable and fixed rate loans to an FHA Loan. CalPERS mortgage rates in Sacramento are exactly the same as CalPERS mortgage rates all over the state. The PERS program has set fees, float down opportunities...

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Posted: April 10, 2009

203K Rehab Loan, The FHA Answer to Outdated or Run Down Properties.

Author: Chris Reese

Most homebuyers won't waste their time on fixer uppers because they are too much work and cost too much. It is also really tough to get financing on a property that is in bad need of repairs. A 203K Rehab Loan can be the answer to your prayers. It's a specialized FHA loan that allows...

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Posted: March 27, 2009

Why Aren't Mortgage Rates Lower?

Author: Chris Reese

Many people today are watching mortgage rates like a hawk. They are hearing news reports that due to the effort of the government, rates should be 4% lower. I watched my local news station give a report on exactly that. They went on and on about how low rates will be. Then once everyone had turned out...

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Posted: March 25, 2009

Is Now a Good Time To Buy?

Author: Chris Reese

Now is an excellent time to buy. Mortgage rates are low and so are home prices. There are some outstanding deals available on home right now and the financing is cheap. Banks are even giving seller concessions towards buyer's closing costs. You can buy a home with a very minimal downpayment... 

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Posted: March 24, 2009

Mortgage Rates in Sacramento

Author: Chris Reese

Mortgage Rates in Sacramento have definitely seen the same challenges as have the rest of the nation. The rates have been so volatile in spite of added market liquidity. Even Government backed VA & FHA rates are subject to the same volatility as conventional loans. The Sacramento Bee..

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