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Take advantage of special benefits only available to CalPERS members!



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CalPERS Member Home Loan Program

Why CalPERS?

  1. Conventional Fixed & FHA Financing
  2. 100% Financing Options*
  3. Purchases & Refinances
  4. Competitive Interest Rates
  5. Controlled Closing Costs
  6. 2 FREE Float Down Opportunities*
  7. 30, 60 or 90-Day Rate Lock Options
  8. Reduced Mortgage Insurance Rates*
  9. Reduced Escrow & Title fees*
  10. Available Nationwide

What Is It?

The CalPERS Member Home Loan Program is a fantastic home loan program that is available to CalPERS members and those who at one time were part of the California Public Employees Retirement System.

Examples:

  • CA State Employees
  • County Employees
  • Police
  • Dept. of Corrections
  • Fire/EMT
  • SMUD
  • Non-Teaching Employees of Public Schools
  • US Postal Employees

*The above are examples of jobs that typically have CalPERS benefits but are not the definitive list. There are many more types of jobs that are also eligible for the CalPERS member home Loan Program.

*Real Estate Agent Closing Cost Credit*

Ask about the Max Advantage and Smart Move programs where a Real Estate Agent will credit a portion of their commission towards your closing costs when you use them to purchase a home and use CalPERS Financing!

*The Reese Mortgage Team and Platinum Home Lenders are not a division of, or part of CalPERS. Chris Reese of the Reese Mortgage Team is a
CalPERS Certified Loan Officer allowing him to guide CalPERS members in the mortgage financing choices and originate CalPERS Home Loans.
Loan Officers do not work for CalPERS.*